29 Assisted Living Facilities near Boston, MA
One of the oldest cities in the country, Boston is a thriving cultural hub as well as a historical landmark, and people of all ages enjoy the wealth of natural and historical sites where they can visit, learn, and relax. To help seniors in Boston find the assisted living community that’s right for their family, we’ve researched and compiled in-depth information about the cost of care, how to pay for care, and important local laws and regulations involving senior care and assisted living.
With an average cost of $4,033 in Boston, it’s often difficult to find assisted living communities that provide high-quality care at an affordable price. At Caring.com, our mission is to make this process as smooth and painless as possible, and we’ve helped many families along the way.
This guide provides everything you need to quickly compare communities and narrow your search, including 22 unique reviews from residents and our comprehensive database that gives pricing, amenity information, photos and more on the 3 facilities in Boston.
What to Consider About Assisted Living in Boston
Boston, located in central Massachusetts, offers seniors free historical walking tours, an array of museums, galleries and theatres and close to 30 farmers markets to explore. Some of the city’s 62,000 seniors may be in need of assisted living services. There are seven assisted living facilities in Boston to care for these seniors, with another 29 located in nearby communities.
Assisted Living Residences (ASRs), as assisted living facilities are known in Boston and the rest of Massachusetts, are licensed by the Executive Office of Elder Affairs (EOEA).
Benefits and Drawbacks of Assisted Living in Boston
- Boston’s public transportation options are operated by the Massachusetts Bay Transportation Authority (MBTA), which offers discounts to seniors age 65 or older.
- In Massachusetts, social security benefits and public pensions are not taxed, but retirement savings account income and private pensions are fully taxed. Seniors in Boston may want to keep these tax laws in mind when preparing their assisted living budgets.
- Boston has poor air quality. On a scale where 100 represents areas with the best air quality, Boston ranks 43, 14 points lower than the national average of 58. Seniors with respiratory issues might want to consider smaller towns and cities in Massachusetts where the air quality might be better.
- Boston is a member of the AARP Network of Age-Friendly Communities, meaning that its elected leadership “has made the commitment to actively work toward making their town, city or county a great place for people of all ages,” according to AARP.
- The cost of living in Boston is 181.6, more than 81 points higher than the national average of 100, which may be a problem for seniors living on a low or fixed income.
- Residents of Boston enjoy all four seasons, with July highs reaching 83 degrees and winter lows dropping to 20. The area gets 49 inches of rain and 47 inches of snow annually, much higher than the national averages of 39 and 26 inches, respectively. Seniors who don’t enjoy cold winters might want to look elsewhere for assisted living.
Paying for Assisted Living in Boston
Assisted Living costs in Boston start around $4,033 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Boston and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Average Monthly Costs
Cities in Massachusetts
Financial Assistance for Assisted Living in Boston
Seniors residing in assisted living residences in the Boston area have three options for financial assistance — Supplemental Security Income Category G, which is known as SSI-G, the Group Adult Foster Care program and the Moving Forward Plan Residential Supports Waiver. All of these programs are run by the state and available to all Massachusetts residents who meet the program requirements.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
Free Assisted Living Resources in Boston
Boston and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
Assisted Living Laws and Regulations in Boston
Boston-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.