Moving Valuation Coverage

Moving Made Easy with America's Most Trusted Moving Company

No hidden fees - just affordable and reliable moving, guaranteed.

REQUEST MY QUOTE

Based on 1,640+ reviews on

Watch Our Movers in Action: Poseidon Moving Expertise

Your stories are our success – see what our customers have to say.

4.8

out of 5 stars

from 270 reviews

4.4

out of 5 stars

from 190 reviews

A+

rated

Since 2014

4.7

out of 5 stars

from 556 reviews

Our clients love us

SERVICES

Moving Valuation & Coverage Options

Here’s something most people don’t realize until they’re deep into planning a move: being “licensed and insured” doesn’t mean your belongings are fully covered. That phrase refers to a moving company’s business liability — not protection for your household goods. The coverage that actually applies to your items during a move is called valuation.

Valuation is the level of liability a moving company assumes for lost or damaged items during transport. It’s required by the Federal Motor Carrier Safety Administration (FMCSA) for all interstate moves, and it’s something every customer should understand before signing a contract with any mover.

At Poseidon Moving, we believe in making this clear upfront — not buried in fine print. Whether you’re moving local or cross country, we’ll walk you through your options so you can make the right choice for your move and your peace of mind.

What You Get with Poseidon

✓Clear valuation options explained before your move

✓Released Value included at no extra cost

✓Full Value Protection available for added security

✓Trained movers and careful handling on every job

✓Transparent pricing — no hidden coverage fees

YOUR OPTIONS

Understanding Your Valuation Options

The FMCSA requires every interstate moving company to offer two levels of valuation coverage. Here’s what each one means in plain terms — and how to decide which is right for you.

✓

Released Value Protection (Basic Coverage)

This is the standard level of coverage included in every move at no additional cost. Under Released Value, the moving company’s liability is limited to 60 cents per pound per item. That means if a 15-pound television worth $800 is damaged, you’d receive $9.00. It’s minimal, but it’s there by default. For customers booking a local move with mostly everyday items who want to keep costs down, Released Value may be enough — but it’s important to understand what it does and doesn’t cover. Use our moving cost calculator to see how coverage fits into your overall budget.

✓

Full Value Protection (Recommended)

This is the highest level of protection available and the option we recommend for most moves. Under Full Value Protection, if an item is lost or damaged, the moving company is responsible for repairing it, replacing it, or reimbursing you at today’s replacement cost — whichever costs less. The minimum coverage is calculated at $6.00 per pound times the total weight of your shipment, with a floor of $6,000. Full Value Protection does come with an added cost, but for anyone moving furniture, electronics, or anything with real value, it’s a worthwhile investment. Pairing Full Value Protection with professional packing services gives you the strongest possible protection for your belongings.

✓

Know the Difference: Valuation vs. Insurance

This is one of the most misunderstood parts of moving. Valuation is the mover’s liability — it’s part of your agreement with your moving company. Insurance is a completely separate policy you’d purchase from a third-party insurer. Many customers assume their belongings are “fully insured” just because their mover is licensed. They’re not. That’s why we take the time to explain your valuation options before we load a single box.

✓

When Valuation Matters Most

Damage during a move is uncommon — especially with a professional crew — but it can happen. Whether it’s a residential move with family heirlooms and high-end furniture, or a commercial relocation with expensive electronics and office equipment, valuation gives you a safety net. We recommend being upfront about everything you’re moving during your free consultation so we can help you choose the right level of coverage.

HOW IT WORKS

How Valuation Works with Your Move

Getting the right coverage is a straightforward part of our moving process:

1.Consultation — During your booking or pre-move call, we’ll explain both coverage options and help you determine which level makes sense based on what you’re moving.

2.Select Your Coverage — Choose Released Value (included at no cost) or Full Value Protection (added to your move cost). If you go with Full Value, we’ll walk you through declaring any high-value items.

3.Confirm Before Moving Day — Your coverage is locked in before we arrive. No last-minute decisions, no pressure at the door. Everything is clear and documented ahead of time.

4.Inspect at Delivery — When we arrive at your destination, walk through your items with the crew. If anything needs attention, our team will guide you through next steps right there.

No Hidden FeesSame Day Movers24/7 SupportReal-Time TrackingFree Consultation

Quick Comparison

Released Value (Basic)

·Included in every move

·$0.60 per pound per item

·Covers by weight, not value

Full Value Protection

·Added cost based on shipment

·Repair, replace, or reimburse

·Minimum $6,000 per shipment

QUESTIONS

Valuation & Coverage Questions Answered

No — and this is one of the most common misconceptions in the moving industry. Insurance is a separate policy you purchase from a third-party insurance company. Valuation is the level of liability your moving company assumes for your belongings during transport. When a mover says they're "licensed and insured," that refers to their business coverage — not coverage for your household goods. Valuation is what actually protects your items, and it's built into your moving agreement.

It depends on what you're moving and how much risk you're comfortable with. Released Value costs nothing extra but only covers 60 cents per pound per item — meaning a damaged laptop worth $1,500 might only get you a few dollars back. Full Value Protection costs more upfront but covers repair, replacement, or reimbursement at today's value. If you're moving anything with real monetary or sentimental worth, Full Value Protection is almost always the smarter choice. Our team will help you figure out the right fit during your consultation.

The earlier the better. Valuation coverage should be confirmed before moving day — ideally during your booking or pre-move consultation. If you choose Full Value Protection, we'll walk you through declaring high-value items and making sure everything is accounted for before we load the truck. Waiting until the day of your move can limit your options, so we always recommend getting this settled early.

GET STARTED

Questions about coverage?

Get your price in a few minutes online, or give us a call at (866) 565-1516 and we’ll walk you through your valuation options.

Get a Free Quote →Call (866) 565-1516

Poseidon Moving Reviews

Customers nationwide rely on Poseidon Moving. See what they have to say.

Each move gives us the opportunity to deliver an exceptional, worry-free experience that exceeds expectations.

Poseidon Moving – Manage Your Move on the Go

Get ready to take control of your moving experience with Poseidon Moving. Learn how easy it is to request a quote, manage your account, update move details, and book your move—all online.

Our step-by-step guide makes the process simple, so you can focus on what matters most. Discover how we streamline everything for a smooth, hassle-free move from start to finish.

Moving Tips

View all

7 Smart Ways to Save Money on Your Move

Temporary Housing Options During a Move

9 Top Office Moving Tips

Poseidon Moving team providing professional packing and moving services for residential and commercial clients.

Poseidon Moving Cares

The Team Behind Your Seamless Move

Every successful move begins with the people who make it happen. Our team is dedicated to delivering exceptional service, ensuring your move is not just about getting from one place to another, but about creating a smooth and stress-free experience.

With a focus on care, precision, and a personal approach, each member of our team brings expertise and a commitment to making your move as effortless as possible. From packing to delivery, we treat your belongings with the utmost respect, making sure everything arrives safe and sound.

When you work with us, you’re working with professionals who truly care about your journey.

Discover More

Planning to Move?

Handy Moving Guide

Your ultimate moving companion, with Tips and FAQs to keep everything on track.

Quick Links

Moving Tips

What's New

Our Work

Cost Calculator

What's New

View all

Where New Yorkers are Moving 2026

What to Know Before Moving to California

Poseidon Moving Company truck parked at a home with the cargo door open

How to Reserve a Parking Spot for Your Moving Truck in Chicago

Downtown Chicago near the Chicago Theatre — moving to Chicago guide

Moving to Chicago: Things to Know Before You Relocate

Frequently Asked Questions

View all

How do I get an estimate?

Virtual Walkthrough

Schedule a virtual walkthrough via Google Meet for a precise assessment of your moving needs. It’s quick and efficient—perfect for busy schedules.

Update Inventory Online

Prefer managing things yourself? Update your inventory directly through your online account. It’s simple and allows you to adjust details anytime.

Email or Call Us

Send us your item list at info@poseidonmoving.com, or call us at 866-565-1516, and we’ll update your account for you. Ideal for those who want a personal touch.

Free In-Person Quote

Qualify for a free in-person quote if you’re moving from a home with 2+ bedrooms. We’ll come to you to ensure your quote is precise and tailored to your specific needs.

Any items that can't be moved or illegal to move?

“Non-allowable” is an industry term for hazardous items professional movers will not transport and are those generally considered explosive, flammable or corrosive.

Please do not ask our team to move living organisms such as plants, fish, pets…

Can jewelry and other valuables be moved?

Yes, but we are not liable for those items unless they’re properly reported item by item.

Let us know if you have items of extraordinary value and we’ll walk you through valuation options.

Can you take down/hang my art work, TV, AC...

During move-out we can generally remove artwork, mounted TVs, and window ACs.

Additional cost applies on dismounting and mounting TV.

Please reach out to your account manager to make sure our team has the right tools during your move.

Do you have moving supplies/equipment on the truck?

Yes, our trucks are fully stocked with moving supplies and proper equipment you may need for your move.

If you are not fully packed/prepared for your move please let us know prior to your moving date and we’ll make sure our team has the necessary packing supplies to assist you.

Moving Valuation Coverage

Watch Our Movers in Action: Poseidon Moving Expertise

Your stories are our success – see what our customers have to say.

Moving Valuation & Coverage Options

What You Get with Poseidon

Understanding Your Valuation Options

How Valuation Works with Your Move

Quick Comparison

Valuation & Coverage Questions Answered

Questions about coverage?

Poseidon Moving – Manage Your Move on the Go

Moving Tips

Poseidon Moving Cares

The Team Behind Your Seamless Move

Quick Links

What's New

Frequently Asked Questions

Moving Resources

Moving Help

Specialty Services

Contact

GDPR Notice: